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Eligibility

Louisiana ABLE Accounts are available to eligible U.S. citizens and legal residents of the State of Louisiana with a valid Social Security number who:

  • Developed the onset of his/her blindness or disability before the date on which they became 26 years old; and
  • Eligible for Social Security Disability Income – Title II SSA; OR
  • Designated beneficiary has a signed physician’s diagnosis which will be provided to the LA ABLE Program and/or the IRS upon request

The individual with a disability must have one of the following disabilities AND must have and provide a copy of a signed diagnosis from a qualifying physician:

  1. Developmental Disorders
    1. Autistic Spectrum Disorder
    2. Asperger’s Disorder
    3. Developmental and Learning Disabilities
  2. Intellectual Disability - May be reported as mild, moderate, or severe intellectual disability
  3. Psychiatric Disorders
    1. Schizophrenia
    2. Major depressive disorder
    3. Post-traumatic stress disorder (PTSD)
    4. Anorexia nervosa
    5. Attention deficit/hyperactivity disorder (AD/HD)
    6. Bipolar disorder
  4. Nervous Disorders
    1. Blindness
    2. Deafness
    3. Cerebral Palsy
    4. Muscular Dystrophy
    5. Spina Bifida
    6. Juvenile-onset Huntington’s disease
    7. Multiple Sclerosis
    8. Severe sensorineural hearing loss
    9. Congenital cataracts
  5. Congenital Anomalies
    1. Chromosomal abnormalities including Down Syndrome and Osteogenesis imperfecta
    2. Xeroderma pigmentosum
    3. Spinal muscular atrophy
    4. Fragile X syndrome
    5. Edwards syndrome
  6. Respiratory Disorders - Cystic Fibrosis
  7. Other
    1. Tetralogy of Fallot
    2. Hypoplastic left heart syndrome
    3. End-stage liver disease
    4. Juvenile-onset rheumatoid arthritis
    5. Sickle cell disease
    6. Hemophilia
    7. Any other disability not listed

Individuals are required to submit an application to open an ABLE Account. Whether you complete the on-line application or a paper application, you will be required to provide certain Protected Health Information for IRS reporting purposes. This information will only be available to those staff members of LOSFA who work on your account and to the IRS when required to be reported.

You will be required to specify the general category of disability which pertains to you from the list above.

You will also be required to specify the basis for your eligibility by identifying which of the following categories applies to you:

  • Eligible for Social Security Disability Income – Title II SSA; OR
  • Designated beneficiary has a signed physician’s diagnosis which will be provided to the LA ABLE Program and/or the IRS upon request

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